First home buyer stamp duty in New South Wales (2026)
First Home Buyers Assistance Scheme (FHBAS)
$0possible duty for eligible buyers
Buy under $800,000 as a first home buyer in NSW and you pay $0 transfer duty.
What a first home buyer pays at common prices
| Property price | Standard duty | First home buyer |
|---|---|---|
| $600,000 | $21,187 | $0 |
| $700,000 | $25,687 | $0 |
| $800,000 | $30,187 | $0 |
| $900,000 | $34,687 | $17,343.50 |
Full exemption — a first home at or under $800,000 pays no duty.
Stamp duty calculator
NSW$30,187 transfer duty
- Standard (general) duty
- $30,187
NSW figures from Revenue NSW. Estimate only — your conveyancer and the revenue office confirm the exact duty. Full breakdown for $800,000 in NSW →
Who qualifies (in general)
- You (and usually your co-buyers) have not owned residential property in Australia before.
- You buy the home to live in it, and move in within the required period.
- The property value is within the scheme's threshold for the concession or exemption.
- Eligibility and thresholds are set by Revenue NSW and can change — always confirm on the official page before you rely on a figure.
Common questions
- Do first home buyers pay stamp duty in New South Wales?
- Buy under $800,000 as a first home buyer in NSW and you pay $0 transfer duty.
- What is the NSW first home buyer scheme called?
- The First Home Buyers Assistance Scheme (FHBAS), administered by Revenue NSW. Full terms and eligibility are on the office page linked below.