Stamp duty on a $400,000 house in NT
Northern Territory · transfer duty
Transfer duty on a $400,000 property in Northern Territory at the standard rate. Verified 17 July 2026, source: Territory Revenue Office.
First home buyer: see below
A $400,000 value falls in the Up to $525,000 band, where duty is d = 0.06571441 × v² + 15v, where v = value ÷ 1000 — $16,514.30 in total.
Stamp duty calculator
NT- Standard (general) duty
- $16,514.30
NT figures from Territory Revenue Office. Estimate only — your conveyancer and the revenue office confirm the exact duty. Full breakdown for $400,000 in NT →
What a first home buyer or owner-occupier pays
The Territory currently has no first-home stamp-duty concession on its published duty exemptions list — its home-buyer help runs through grant programs (home owner incentives) instead, which change from time to time. First home buyers pay standard conveyance duty unless a current incentive says otherwise; check the Territory Revenue Office for what is on offer. First home buyer duty in NT →
Deposit, loan and repayments at $400,000
| Deposit | Deposit amount | Loan | Approx. monthly | Indicative LMI |
|---|---|---|---|---|
| 20% (no LMI) | $80,000 | $320,000 | $1,918.56 | $0 |
| 10% | $40,000 | $360,000 | $2,158.38 | $5,328 |
Repayments assume 6% p.a. over 30 years; LMI is an indicative estimate. Adjust the rate and term →
The same price in other states
| State | Duty on $400,000 | |
|---|---|---|
| Northern Territory | $16,514.30 | |
| New South Wales | $12,187 | view |
| Victoria | $19,070 | view |
| Queensland | $12,425 | view |
Compare all eight states side by side →
NT transfer duty schedule
| Dutiable value | Duty payable |
|---|---|
| Up to $525,000 | D = 0.06571441 × V² + 15V, where V = value ÷ 1000 |
| $525,001 to $3,000,000 | 4.95% of the total value |
| $3,000,001 to $5,000,000 | 5.75% of the total value |
| Over $5,000,000 | 5.95% of the total value |
Nearby prices in NT
Common questions
- How much is stamp duty on a $400,000 property in Northern Territory?
- Transfer duty is $16,514.30 at the NT general rate for a $400,000 property, calculated from the Territory Revenue Office schedule. First home buyers in Northern Territory may qualify under the Territory home owner incentives — see the first home buyer page.
- Is stamp duty paid on top of the purchase price?
- Yes. The $16,514.30 duty is separate from the $400,000 price and is normally paid at settlement. On a 20% deposit of $80,000, budget for the duty as an additional upfront cost.
- What deposit and loan do I need for a $400,000 home?
- A 20% deposit is $80,000, leaving a $320,000 loan (about $1,918.56 a month at 6% over 30 years, no LMI). With a 10% deposit of $40,000 the loan is $360,000 and indicative LMI is around $5,328.
- Do foreign buyers pay extra duty in Northern Territory?
- Foreign purchasers usually pay an additional surcharge on top of transfer duty. It is charged separately from the $16,514.30 owner-occupier figure — confirm the current surcharge rate with Territory Revenue Office.