Stamp duty on a $425,000 house in QLD
Queensland · transfer duty
Transfer duty on a $425,000 property in Queensland at the standard rate. Verified 16 July 2026, source: Queensland Revenue Office.
Owner-occupier (home concession): $6,125 · First home buyer: $0
A $425,000 value falls in the $75,001 to $540,000 band, where duty is $1,050 + $3.50 per $100 over $75,000 — $13,300 in total.
Stamp duty calculator
QLD- Standard (general) duty
- $13,300
- Home concession (you live in the home)
- $6,125
QLD figures from Queensland Revenue Office. Estimate only — your conveyancer and the revenue office confirm the exact duty. Full breakdown for $425,000 in QLD →
What a first home buyer or owner-occupier pays
Full exemption on an established first home at or under $700,000 (home-concession duty $6,125 less the $17,350 first-home concession). First home buyer duty in QLD →
Deposit, loan and repayments at $425,000
| Deposit | Deposit amount | Loan | Approx. monthly | Indicative LMI |
|---|---|---|---|---|
| 20% (no LMI) | $85,000 | $340,000 | $2,038.47 | $0 |
| 10% | $42,500 | $382,500 | $2,293.28 | $5,661 |
Repayments assume 6% p.a. over 30 years; LMI is an indicative estimate. Adjust the rate and term →
The same price in other states
| State | Duty on $425,000 | |
|---|---|---|
| Queensland | $13,300 | |
| New South Wales | $13,312 | view |
| Victoria | $20,570 | view |
| Western Australia | $14,202.50 | view |
Compare all eight states side by side →
QLD transfer duty schedule
| Dutiable value | Duty payable |
|---|---|
| Up to $5,000 | Nil |
| $5,001 to $75,000 | $1.50 per $100 over $5,000 |
| $75,001 to $540,000 | $1,050 + $3.50 per $100 over $75,000 |
| $540,001 to $1,000,000 | $17,325 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $38,025 + $5.75 per $100 over $1,000,000 |
Nearby prices in QLD
Common questions
- How much is stamp duty on a $425,000 property in Queensland?
- Transfer duty is $13,300 at the QLD general rate for a $425,000 property, calculated from the Queensland Revenue Office schedule. An owner-occupier who lives in the home pays $6,125. As a first home buyer, this purchase is exempt — you would pay $0.
- Is stamp duty paid on top of the purchase price?
- Yes. The $13,300 duty is separate from the $425,000 price and is normally paid at settlement. On a 20% deposit of $85,000, budget for the duty as an additional upfront cost.
- What deposit and loan do I need for a $425,000 home?
- A 20% deposit is $85,000, leaving a $340,000 loan (about $2,038.47 a month at 6% over 30 years, no LMI). With a 10% deposit of $42,500 the loan is $382,500 and indicative LMI is around $5,661.
- Do foreign buyers pay extra duty in Queensland?
- Foreign purchasers usually pay an additional surcharge on top of transfer duty. It is charged separately from the $13,300 owner-occupier figure — confirm the current surcharge rate with Queensland Revenue Office.