Stamp duty on a $550,000 house in SA
South Australia · transfer duty
$24,080
Transfer duty on a $550,000 property in South Australia at the standard rate. Verified 17 July 2026, source: RevenueSA.
First home buyer: $24,080
A $550,000 value falls in the Over $500,000 band, where duty is $21,330 + $5.50 per $100 over $500,000 — $24,080 in total.
Stamp duty calculator
SA$24,080 transfer duty
- Standard (general) duty
- $24,080
SA figures from RevenueSA. Estimate only — your conveyancer and the revenue office confirm the exact duty. Full breakdown for $550,000 in SA →
What a first home buyer or owner-occupier pays
$24,080Standard / investor rate
$24,080First home buyer
The first-home relief applies to new builds only; buyers of established homes pay the standard rate. First home buyer duty in SA →
Deposit, loan and repayments at $550,000
| Deposit | Deposit amount | Loan | Approx. monthly | Indicative LMI |
|---|---|---|---|---|
| 20% (no LMI) | $110,000 | $440,000 | $2,638.02 | $0 |
| 10% | $55,000 | $495,000 | $2,967.78 | $7,326 |
Repayments assume 6% p.a. over 30 years; LMI is an indicative estimate. Adjust the rate and term →
The same price in other states
| State | Duty on $550,000 | |
|---|---|---|
| South Australia | $24,080 | |
| New South Wales | $18,937 | view |
| Victoria | $28,070 | view |
| Queensland | $17,775 | view |
Compare all eight states side by side →
SA transfer duty schedule
| Dutiable value | Duty payable |
|---|---|
| Up to $12,000 | $1.00 per $100 |
| $12,001 to $30,000 | $120 + $2.00 per $100 over $12,000 |
| $30,001 to $50,000 | $480 + $3.00 per $100 over $30,000 |
| $50,001 to $100,000 | $1,080 + $3.50 per $100 over $50,000 |
| $100,001 to $200,000 | $2,830 + $4.00 per $100 over $100,000 |
| $200,001 to $250,000 | $6,830 + $4.25 per $100 over $200,000 |
| $250,001 to $300,000 | $8,955 + $4.75 per $100 over $250,000 |
| $300,001 to $500,000 | $11,330 + $5.00 per $100 over $300,000 |
| Over $500,000 | $21,330 + $5.50 per $100 over $500,000 |
Nearby prices in SA
Common questions
- How much is stamp duty on a $550,000 property in South Australia?
- Transfer duty is $24,080 at the SA general rate for a $550,000 property, calculated from the RevenueSA schedule. First home buyers pay the same standard duty at this price.
- Is stamp duty paid on top of the purchase price?
- Yes. The $24,080 duty is separate from the $550,000 price and is normally paid at settlement. On a 20% deposit of $110,000, budget for the duty as an additional upfront cost.
- What deposit and loan do I need for a $550,000 home?
- A 20% deposit is $110,000, leaving a $440,000 loan (about $2,638.02 a month at 6% over 30 years, no LMI). With a 10% deposit of $55,000 the loan is $495,000 and indicative LMI is around $7,326.
- Do foreign buyers pay extra duty in South Australia?
- Foreign purchasers usually pay an additional surcharge on top of transfer duty. It is charged separately from the $24,080 owner-occupier figure — confirm the current surcharge rate with RevenueSA.